Looking ahead into 2015
Most people as they approach the New Year are usually hopeful of having new and improved opportunities as the year dawns. I agree this is desirable, but I cannot help but have some serious doubts and questions as it approaches us. This basically contradicts my usual outlook which is generally a positive one.
I shall list potential problems and concerns of mine in no particular order of importance and I ask that you look the list over and determine what concerns each of you the most. If possible, take a few minutes and select the top three or four that you feel are the most important.







